⚡ Key Takeaways The highest offer isn't always the best offer — evaluate all five dimensions: net price, financing type, contingencies, closing timeline, and earnest money deposit. On a $700,000 home, a cash offer may come in $15,000–$25,000 below a financed offer, but eliminates financing and appraisal risk entirely. Fewer contingencies mean lower risk for you as a seller — a home sale...